Shahram Sondi Named a Top Mortgage Professional in Orlando

For over 20 years, Shahram Sondi has helped Florida homebuyers and homeowners navigate one of the most expensive decisions they’ll ever make. He does it without the sales pitch and without the shortcuts.

As Principal Broker of The Mortgage Expert and a longtime WFTV Channel 9 Home Expert, Sondi has built a mortgage practice that operates differently than traditional banks and corporate lenders. He is an independent Orlando mortgage broker, which means he works for the borrower, not the bank.

“Most people don’t realize that when they go to Wells Fargo or Bank of America, that loan officer can only sell you their products at their rates,” Sondi explains. “I compare programs across dozens of wholesale lenders to find better rates and terms. That’s the advantage of working with a broker.”

That structure often translates to lower interest rates, faster approvals, and more flexibility, especially for borrowers who don’t fit the cookie-cutter mold.

No BS, Just Better Loans

Sondi is known for a direct, no-nonsense approach. He will tell clients when a loan makes sense and when it does not, even if that means advising them to wait or walk away from a deal.

“I’m not here to hit a monthly quota,” he says. “If refinancing doesn’t save you real money, I’ll tell you. If the house you’re buying is overpriced or the loan structure is wrong, I’ll tell you that too.”

That honesty has built a referral-driven business. Most of Sondi’s clients come from past borrowers, real estate agents, and financial planners who trust him to give clear, straightforward advice.

Fast Closings When It Matters

In Florida’s competitive real estate market, speed can make or break a deal. Sondi regularly closes loans in 14 to 21 days, faster than most big banks, without cutting corners on underwriting or due diligence.

“Sellers want certainty,” Sondi says. “If your lender is slow or disorganized, you lose the house. My job is to make sure that doesn’t happen.”

He works with first-time buyers, move-up buyers, investors, and homeowners refinancing, with a focus on precision and risk management rather than volume.

Available When Banks Aren’t

As a Certified Mortgage Advisor™, Sondi brings financial planning insight to the mortgage process. What clients mention most often, however, is his availability.

“I answer my phone nights and weekends because that’s when people actually have time to talk,” he says. “You’re not getting transferred to a call center or waiting three days for a callback. You’re talking directly to me.”

That level of access is increasingly rare in an industry dominated by corporate lenders operating on banker’s hours.

Florida Expertise That Matters

Sondi specializes in Florida-specific lending challenges, including hurricane insurance requirements, flood zone financing, high-rise condo approvals, and coastal property underwriting.

Whether buying a first home in Orlando, refinancing in Tampa, or investing in Jacksonville, Sondi’s approach remains the same: transparent pricing, wholesale rates, and advice that prioritizes long-term outcomes over quick commissions.

Ready to explore your mortgage options?

Call Shahram directly at (407) 718-6160 or visit MortgageExpert.com.

Shahram Sondi
Principal Broker, The Mortgage Expert
Certified Mortgage Advisor™
NMLS #186790 | Company NMLS #2412313
Orlando, Florida
(407) 718-6160
sondi@mortgageexpert.com
mortgageexpert.com