COGENT BANK

Empowering Women. Elevating Banking.

At Cogent Bank, we believe banking should be as dynamic and forward-thinking as the people and businesses we serve. As a state-chartered, full-service commercial bank headquartered in Orlando, we offer a full spectrum of financial services—from traditional lending to sophisticated treasury and property management solutions—designed to support our clients’ short- and long-term goals.

Our entrepreneurial spirit is the heart of our innovation. We serve a diverse range of industries, including Association Banking, Business Aviation, and Public Finance, while continuously strengthening our core offerings such as Small Business Administration (SBA) and USDA lending, Residential and Private Banking, and Specialty Finance like Asset-Based Lending.

We’re proud to empower women and entrepreneurs alike through banking that breaks barriers—not just in our leadership, but in the products we offer and the communities we support. Whether you’re launching a startup or managing a legacy, Cogent Bank delivers flexible, forward-looking solutions with a personal touch.

Our modern suite of services includes:

• Advanced Treasury Management tools
• Secure Mobile Banking with facial recognition and touch ID
• International Wire Transfers with competitive FX rates
• Fraud prevention via Check Positive Pay and ACH Block
• EFT services for global transactions
• ICS/CDARS access for expanded FDIC protection

With more than 240 experienced professionals across Northeast, Central, and Southwest Florida and the Tampa Bay area, our local decision-making and client-first mindset keep us accessible, agile, and ready to help move you forward.

At Cogent Bank, we’re more than a financial institution—we’re your strategic partner, your champion, and your community ally.

Cogent Bank. Moving you Forward.
Member FDIC
Equal Housing Lender

Winter Park | 655 West Morse Boulevard, Suite 111 | 407-877-4960
Downtown Orlando | 420 South Orange Avenue, Suite 150 | 407-545-2662

cogentbank.com